Fitness Evolution

Fitness Evolution

Fitness Evolution is a locally owned Fitness Center. Expanding to open a new location if the old All Seasons Fitness Building. Fitness Evolution will be open some time in the next few weeks. There will be the weights as usually the thing that will set them apart from your ordinary Gym is that will offer work outs and a variety of classes like you have never seen before.

They also have a goal and passion to have programs to help grow and strengthen our children. This new Fitness Center is perfect for what the North Polk community is trying to do. And the best part it is locally owned and Operated with Polk City Ties. I was the first member to sign up. I would encourage all of you to visit their web site and call them for more information. I’m going to include some information about them below and a link to their web site. If you have signed up any where else I encourage you to give them a try or even if you have come back.

At Fitness Evolution we offer group training classes to help you stay on track- keeping you motivated, while having fun! You’ll find an energetic, supportive environment full of all kinds of people committed to helping you achieve your goals.  A variety of classes are offered throughout the day Monday- Friday and one class option offered on Saturday mornings. There will also be 24hr access to the facility for all members.
  Our goal is to help you:
  • Develop and enhance your muscle tone
  • Burn more calories and fat
  • Improve your endurance
  • Increase your energy
  • Boost you metabolism

How is that achieved?

http://www.fitnessevolution-ia.com/

SUPPORT THE LOCAL GUYS!!!!!!!!!!!!!!

 

Mortgage Fraud Suspicion Rises 88% Since Last Year

Mortgage Fraud Suspicion Rises 88% Since Last Year

The amount of mortgage loan fraud suspicious activity reports filed in the second quarter of this year is 88 percent greater than the amount filed in the second quarter of 2010.

Financial institutions filed 29,558 mortgage loan fraud suspicious activity reports in the second quarter of this year, up from 15,727 last year, according to a report released Wednesday by the Financial Crimes Enforcement Network. The report states the majority of filings involved loans stemming from the height of the real estate bubble.

Eighty-one percent of reports of suspicious activity during the second quarter of the year involve actions completed prior to 2008, and 63 percent involve actions completed at least four years ago.

“We’re continuing to see a large number of [suspicious activity reports] filed on activity that occurred more than two years ago, an indication that financial institutions are uncovering fraud as they sift through defaulted mortgages,” James H. Freis, Jr., director of the Financial Crimes Enforcement Network said.

“But we also continue to see indications of ongoing mortgage fraud activities. FinCEN’s report released today raises awareness of the common scams that homeowners and lenders may encounter when arranging or modifying home financing,” Freis said.

In order to determine recent trends in mortgage fraud, the Financial Crimes Enforcement Network specifically examined suspicious activity reported within 90 days of the loan filing. For the quarter, 1,825 suspicious activity reports were filed within this time period.

The percentage of suspicious filings reported up to 90 days from activity date to reporting date dropped from 14 percent in the second quarter of 2010 to 6 percent in the second quarter of 2011.

Among recent suspicious activity reports, the greatest percentage – 30 percent – were reports of misrepresentation of income, occupancy, debt, and assets.

Following this category encompassing 19 percent of reports were debt elimination scams, which include fabricated documents and payment methods submitted by customers and third parties.

Social security number fraud (11 percent), short sale fraud (6 percent), and identity theft (5 percent) were the next three highest categories.

Suspicions of appraisal fraud came in last among the categories listed in the report with 4 percent of filings.

The states with the highest number of reports of suspicion were California, Florida, and New York. The highest number of reports per capita occurred in California, Florida, and Nevada