Foreclosures and Short Sales in 2018

feb 2018

You did your best to avoid the predicament, but there’s no denying it: you’re facing foreclosure. Though no one ever plans on getting into this situation, it’s not an uncommon challenge for homeowners today.


Findings indicate that there were 424,800 foreclosure filings on U.S. properties through the first half of 2017. And though that’s a 20 percent decrease from the prior year, some areas actually saw growth in foreclosure rates. In fact, in one report, 28 of the 217 metropolitan areas surveyed saw increased rates.


Even though the problem is decreasing on a national scale, there are still many homeowners facing this difficult scenario. That’s why it’s always a good idea for homeowners to maintain an understanding of the foreclosure market and what alternatives are available in case they find themselves in a tight spot.


Short sales have become a popular solution for homeowners looking to exit their property gracefully and protect their credit as much as possible.


I have a report entitled “4 Things You Should Know About Short Sales in 2018” that explains key details about the short sales process. This report is designed to help you understand one of the most effective foreclosure alternatives you can use if you’re facing this challenging situation in 2018.


You can download the report from my website:  As a Certified Distressed Property Expert® (CDPE), I make it my business to know all of the ins-and-outs of the options that are available for people who are in danger of losing their homes and to help them separate myth from reality. Contact me today for a free, confidential consultation!


Unwrap Your Equity This Holiday Season!

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This holiday season, what better present to give yourself than cashing in on your home’s equity? As stressful as this time of the year is, many homeowners forget about the possibility of listing their homes. Yet, buyers want to find that dream home in time for the holidays!


The average home value rose 6.9% nationwide in 2017 and is predicted to rise by 3.1% by this time in 2018. As home values rise, mortgage rates have maintained a mid to high 3 percent average. In 2017, the average mortgage rate has not risen to the levels experts predicted, but in 2018 the housing market should experience an increase in mortgage rates.


Mortgage rates are the key to unlocking potential buyers. They have flocked to the market to find that there just are not enough homes available to them. Do you know what your home is worth? Perhaps it’s time to consider cashing in on your investment.


In my report entitled “Is Your Home Worth More Than You Thought? Unwrap Your Equity This Holiday Season!”, I explain the factors creating a seller’s market. No matter what your situation has been, it may have changed in just the last year!


You can download the report from my website: After reading the report, contact me today to discover what your home is worth now.

Gorgeous 2 story located in Ankeny’s Briarwood!

Walking into this wonderful home you are greeted by beautiful oak trim, hardwood floors, and a massive office w/french doors leading into the formal dining room and kitchen. Stainless steel appliances, granite counter tops, gas stove, and glass tile back splash are just a few amenities the large eat in kitchen features, along with sliding glass doors leading to the deck/backyard, and tile flooring. Living room holds a gas fireplace, w/huge oak built ins for a large TV and decorating/books. Lower level is completely finished with 2 beds and additional bathroom. The upper level has 3 large bedrooms and a master with ensuite. Everything located within walking distance to Briarwood golf course, a short drive to all Ankeny amenities, and great schools! Set up your showing today!

2713 NE Briarwood Ct: $319,900

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Secluded abode on an impressive 4.9 acres of land!

9553 timber creek iguide

Welcome home to your dream house! At the end of a wooded lane,lies this gorgeous, secluded abode on an impressive 4.9 acres of land!This 1970’s gem has been completely updated giving a very contemporary feel throughout. The gourmet kitchen has a large center island and is separated from the dining area by a beautiful floor-to-ceiling stone fire place. These rooms also include vaulted ceilings with wood beams extending through and large windows overlooking the acreage. The extra-large composite deck on the back of the house provides an astonishing view of the surrounding woods and creek below.There is an additional fireplace and family room in basement that opens into an attached all season room and walks out to the patio and backyard .This stunning home is a car lover’s dream, it boasts a three car attached garage. In addition, the horse barn has been converted into a large detached garage with two vehicle bays measuring 35 ft deep and a third 35 ft bay that is not vehicle accessible.

9533 Timber Creek Drive, Bondurant: $599,900

For a complete tour, click here

Today’s Housing Market Providing Homeowners a Fresh Start

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It’s hard to believe how far the U.S. housing market has come since the 2009 crash. In just a few short years, the market has made a complete U-turn. Home prices have skyrocketed, returning to near peak-levels, and as prices continue increase, more and more homeowners are regaining equity in their homes.

For many homeowners, the recent spike in home prices marks an opportunity for a fresh start. Millions of homeowners who wanted to sell their homes have been sidelined because they were either underwater on their mortgages, owing more on their mortgage than their homes were worth, or they simply couldn’t get enough for their homes.

At the end of 2012, nearly 10.6 million homes were underwater, accounting for 22 percent of all residential properties with a mortgage. However rising prices have restored equity to more than 5.2 million underwater homeowners.[1] This year, home prices are expected to rise a total of 5 percent which will restore equity 1 million more homeowners.

Until this point, many of these homeowners were trapped, unable to sell until they regained equity. However, rising prices have opened the door for many to to finally list their homes. And when they list, they’re finding that today’s market is a Seller’s Market.

The current 4.6 months housing inventory means there are not enough homes for sale to satisfy the number of buyers in that market (6 month’s supply represents a normal market). For sellers, this represents a fantastic opportunity. Because there are not enough homes on the market to meet demand, sellers are finding they can sell their homes quickly. In many markets, homeowners are receiving multiple offers on their homes, and are able to get much more than the asking price for their homes.

Fore more information on why you today’s market is great for sellers, read my report entitled “Homeowners Finally Finding a Fresh Start”. You can download the report from my website:


Bask in the Golden Age of Home Sales


The housing market is experiencing a newfound balance that rivals the Greeks in the Golden Age. Economic prosperity, rising home prices, low interest rates and an influx of interested buyers has created a healthy real estate environment. With unemployment predicted to drop even further, the future of home sales looks promising.


While demand continues to increase, supply has dropped. There are not nearly enough homes to keep pace with all of the buyers flooding the market. Too few new homes have been built and far too many homeowners are still skittish about the housing market crisis in previous years. They have not been informed of just how much things have improved!


Usually a 6-month supply represents a healthy balance between supply and demand. Right now housing inventory consistently misses that mark. There are just not enough homes. This gives sellers more power and increases the overall value of homes! That means homes are not only selling quickly, they are also selling for more money.


That increase in value has provided homeowners with equity in their homes for the first time in years. Homeowners now have the option to sell their homes for more than they owe and actually make some money in the process.


Does your home have equity? Even if you have been under water in the past, your circumstances have most likely changed. Just in the past few months alone, the price increases may have affected your home’s value. Now is the perfect time to look into selling your home and moving into a new one.


Economic Health of the US overall


In the first quarter of 2017, the unemployment rate was 4.7%, down from 4.9% in Q1 2016. By the end of this year it is predicted to fall even further to 4.4%. (NAR) More employed citizens means more people can afford to buy a home!


Disposable income in the United States overall rose by .4% in April of 2017 compared to .2% in March of 2017. (BEA) Disposable income experienced 1.6% compound growth between 2012 and 2017. Between 2017 and 2022, this number is expected to rise to 2.9%. (IBIS World)That means that buyers are gaining access to more disposable income to purchase a home with and are predicted to have even more money to spend over the next few years.


The economic outlook definitely aligns with the inundation of interested buyers. Yet, the demand has not been met by the supply of the housing market.


Thinking of Selling Your Home?


Now is the time. The housing market has changed drastically since the recession. No matter what position you found yourself in during recent years, chances are your circumstances have changed. Your home may have increased in value over just in the past few months!


If you are considering listing your home, it is important to act now. Right now prices are perfect, mortgage rates are appealing and finding your new home is a click away.


Get more information about how the current market affects you and why you should consider selling your home by downloading my latest report from my website:


After reading the report, contact me today to discover how much your home is worth!

Colfax acreage for sale

The acreage you’ve always wanted is here! This amazing 4 bedroom ranch sits on nearly 3 acres and has and endless list of upgrades/features! Kitchen has quartz counter tops, hardwood floors, 36″ stove, and soft close drawers. Master bedroom with custom walk-in closet on the main level. Once you go downstairs to the fully finished lower level, you will benefit from the extra sound separation between levels, 2 bedrooms, and a generational suite that has another kitchen, family room/living room area and another master bedroom. Be sure to notice the cement wall protection in lower level master closet, it will keep your family safe in severe weather! Once you’re outside, you will enjoy the fruit trees and 40×64 Morton building with a built-in shop. Approximately 800 sq ft of additional space in basement not recorded on the assessor’s site. The end of the road is the pick-up and drop-off of Bondurant schools.

14678 N. 43rd Avenue W, click here for a complete tour

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